Whenever founders sell their companies, they take some time off and go on a vacation or a holiday. But it seems like Edrizio De La Cruz is different from everyone, and hence Miami-based Kira raises $6.7M funding in 2025. After selling his fintech company Arcus to Mastercard, Edrizio didn’t slow down, but instead sped up and this led to the development of Kira’s funding.
Edrizio De La Cruz began sketching his next chapter of his entrepreneurial journey, and along with his co-founders Jose Alberto Diaz Garcia and Camilo Jimenez Fuentes, he set out on his journey. The Miami-based Kira raises $6.7M funding, and this one fuses stablecoins, artificial intelligence, and enterprise APIs into a very seamless financial backbone.
The news that Miami-based Kira raises $6.7M funding is not surprising and has the spotlight now. The stealth-mode project got a name, and it is called Kira, and after a year of building it quietly, it has come to the spotlight with a $6.7 million seed round. The new funding is also backed by heavyweight investors and is not just scaling a company.
Kira’s Origin Story
For De La Cruz, fintech disruption is not a new thing, and with Arcus, he helped expand access to payment services across Latin America before Mastercard acquired the company. The Miami-based Kira raises $6.7M funding and gave him a front-row seat to the structural issues that were there in the region’s financial systems.
With Kira’s origin story, the team wants to build the API infrastructure for Fintech 3.0, and instead of startups spending years stitching together payments, savings, Kira offers a single API layer. According to us, this evolution from Arcus to Kira makes a lot of sense as Arcus tackled specific fintech gaps and Kira aims to be the platform that enables others to build the next wave of services.
Miami-Based Kira Raises $6.7M Funding
To improve this vision, the Miami-based Kira raises $6.7M funding, and the round was led by Blockchange Ventures, Vamos Ventures, Stellar Blockchain, Grit Ventures, Credibly Neutral Ventures, and prominent angel investors Michael Seibel and Oso Trava. The investors bring a lot of capital, including Stellar Blockchange, strengthening Kira’s technical base.
Vamos Ventures and Oso Trava provide crucial regional insights and these are essentials when scaling across Latin America’s complex financial ecosystems. Rob Schmults of Blockchange Ventures explained that bringing blockchain-powered financial services is a massive new category of business, and his statement reflects the broader investor belief that Kira could reshape.
The Latin American Market
Kira is starting to expand to the Latin American market, and it is aiming to embed deeply into one of the world’s most fragmented financial landscapes and the region faces several challenges too. Some challenges faced by South America are high remittance volumes, unbanked populations, and cross-border frictions.
The Miami-based Kira raises $6.7M funding and generated over $3 million in revenue in its first year and this is a testament to its strong early traction. Kira plans to form partnerships next with banks and payment processors, embedding it as a core layer of Latin America’s digital economy too. If Kira succeeds in Latin America, it could eventually export its model to other markets globally.
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The Road Ahead for Kira
The road ahead for Kira seems bright as the Miami-based Kira raises $6.7M funding in 2025. Its founders, veterans from Arcus, Clip, Stori, and Littio have the pedigree and its early traction suggests that the model works properly and investors have the confidence in it. However, several challenges exist for Kira, and scaling across fragmented landscape is one of them.
Still, Miami-based Kira raises $6.7M funding, and this early execution is really impressive. The company has a lot of bold ambitions and a proven team to make it successful in the coming years. If it becomes successful, then Kira could indeed become the connective tissue for Fintech 3.0 and not just in Latin America but also beyond.
